32M how am I doing?

Trying to follow the boglehead mentality. I think I’m 70% VOO and 30% “high risk”. Crypto and tech stocks, but since I already own SP500 maybe it’s a waste to own redundant stocks like Microsoft, apple and Nvidia. Also about 320k is cash earning 4% APY. I keep it liquid in case the housing market tanks and I can snag a house. Otherwise I’m thinking it’s too much cash to keep liquid. Any advice?

Trying to follow the boglehead mentality. I think I’m 70% VOO and 30% “high risk”. Crypto and tech stocks, but since I already own SP500 maybe it’s a waste to own redundant stocks like Microsoft, apple and Nvidia. Also about 320k is cash earning 4% APY. I keep it liquid in case the housing market tanks and I can snag a house. Otherwise I’m thinking it’s too much cash to keep liquid. Any advice?