Salary Credited and Gone

I am 25 years old male. I am working at Mumbai. I get stressed because my EMIs which was result of impulse purchase. Education Loan EMI: 6.5k Phone No Cost EMI:15k Second Phone No Cost EMI: 5k Flight Ticket No Cost EMI :6k(2 months left) Personal Loan EMI: 24k Rent (Shared Flat): 8k Grocery:2k Travel:1k Movies:2k Food:4k Dream11 Loss per month: 6k Total Expenses: 80k

Left with: (136k-80k)=56k

Sent to Home: 30k

Mutual Fund Investment: 1k

Total money left to spend: 25k

In Mumbai how these 25k goes I don't know. At end of month I don't have money