Should I cash out on my 401(k)?

To give some background context: I am 29 years old and recently married. I was laid off from my job back in October and I haven’t been able to make much money while I’ve been looking for a new job. I’m sitting here looking at my 401(k) that would give me 13k after the fees and penalties. I really need the money as I have been burning through the money that was gifted to my wife and I after our wedding. I know that the answer is almost always no but given the circumstances, would this be a viable option? Please advise.