Bernie Sanders and Josh Hawley unite to impose religious orthodoxy

Senators Bernie Sanders and Josh Hawley plan to introduce a bill to cap interest rates at 10% and unsurprisingly it's motivated by populism ("we cannot continue to allow big banks to make huge profits", "the biggest credit card issuers get richer and richer").

But look deeper and you may find a loftier inspiration for their crusade. Sanders mentions "usurious credit card interest rates"; Hawley said an "anti-usury" bill should be a priority. Usury? Sounds like medieval moralizing from true believers.

Also, the 10% cap is lower than either of their previous proposals: an 18% cap was good enough for Hawley in 2023 and 15% once satisfied Sanders. From where did the immaculate 10% arrive? Was it divine revelation?